I had my first consult today. I had contacted www.weightlosscenters.com and found out there is a location in my area. It wasn't bad, except I waited for a LONG time!
There was about 20 pages to fill out, then the surgeon came out and discussed the procedure with us in the waiting room. We then did our height and weight and were sent back into our own rooms.
From there, I waited about an hour until the surgeon came in and talked to me. The night before I had written out a list of questions, health issues, medications, and previous diets to bring up when speaking to the surgeon. I froze and didn't really ask a whole lot of questions (I do this alot and then think of everything after I miss my chance).
After he left, I waited about another 30 minutes until the consultant came in. She was very nice, however I have learned to be skeptical of ALL information given to me by anyone! I do my own research.
The consultant told me my PPO insurance (Anthem Blue Cross) would only pay for $380 of the procedure and I would have to travel about 2-3 hours away to have the procedure done. I would have to pay between $1500 and $3000 out of pocket. She suggested I change my plan to something that would allow for more financial coverage of the procedure.
When I got home I looked at the different plans that are offered by my employer. Then, I noticed that the out-of-network fees for all of the plans are $380 max covered by insurance after I meet my deductible.
From what I've read on here, in-network surgical centers are covered by insurance (and a large portion of the fee is covered). Of course I still plan to follow up with getting all of the information needed for this place (since I'm not really insurance-savvy and don't know if my assumption is correct), but I'm also going to get information from another place.
If I don't find anything that won't require a large out-of-pocket expense, my journey will have to take a break until I'm able to afford it. I'm crossing my fingers it will all work out though!