I did get the ok from bc/bs illinois. My surg did the one year diet in the office i guess(anyway they told me they would take care of that part). I got my approval within 3 weeks. My bmi was at 43 but it had been to 38. I ahd my sugury July 29th,(they wanted to do it July 3rd but I was on vacation). From start to finish including past med records,psych dr,heart dr and all labs it took 5 weeks. Keep your chin up.