tyrind

HELLO. I AM TRYING TO GET THE LAPBAND AND I ALSO HAVE BCBS OF MICHICAN AND THEY TOLD ME THE SAME THING ABOUT NOT DOING A PRE-APPROVAL. THAT IS SO SCARY CAUSE THE COORDINATER SAID WHEN THEY SEND THE PAYMENTS IN FOR PAYMENT AFTER SURGERY AND THEY IF THE INSURANCE DOESN'T PAY THEN ITS MY RESPONSIBILITY! THAT'S NOT GOOD.:confused2: ANYONE WITH BCBS OF MICHICAN, HOW LONG DOES IT TAKES FOR THEM TO SEND OUT THEIR REQUIREMENTS?? THIS PROCESS IS SO LONG. BUT I GUESS AT THE END IT WILL BE WELL WORTH IT:wink_smile:.

hello. i am new this forum. i just have aquestion for anyone with bcbs of michican. i have not went through all the steps yet just sent in all of my paper work. but i called my insurans company and they do pay for the lapband but they do not do a pre approval. they say they will send a letter stating what the requirements are and if my requirement meets that then it will pay. well when i talked with the lady that does all of that work she said when they send it in after i have the surgery & they don't pay then it will be my responsibility! i really don't want that to happen! can someone please tell me something!!!!

hello. i am new this forum. i just have aquestion for anyone with bcbs of michican. i have not went through all the steps yet just sent in all of my paper work. but i called my insurans company and they do pay for the lapband but they do not do a pre approval. they say they will send a letter stating what the requirements are and if my requirement meets that then it will pay. well when i talked with the lady that does all of that work she said when they send it in after i have the surgery & they don't pay then it will be my responsibility! i really don't want that to happen! can someone please tell me something!!!!