Stevee

yes i would love to get a small loan or a credit card. but... here's my situation in a nut shell. i Just found out my mortgage is an adjustable rate that was fixed 3 years and will now adjust up 3 points every six months. aug 1 i hit 9.25, jan 2008 will be 12.25, july 08 up to 15.25 and so on and so on. it will cap at 18.25. i need to refinance but can't. i have a 602 credit score but my debt to income is 85%. i've talked to 5 different mortgage companies and no one will help me. not even the one my loan is currently thru. i've tried even having my g/f co sign so they'll use her income. well she has 35K in student loans on her credit, although they are consolidated into a small $200 payment no one will touch her. i have $8900 worth of credit cards that i just consolidated they will be paid off in 3.5 years but they say that looks way bad on my credit. so im in the search of a co signer. mom and dad cant do it cuz mom lost her job in feb and can't find one. i have my moms mom and her grandma but they live off social security. its a no go there.. then i have my dads parents that are rich and like i said she said they will NOT help me. i've exhausted all options believe me it kills me to give up. at this point they've run my credit so many times for trying to refinance that its really hurting me. i thank u all for your kind words and support...

i wanted to update you all on the status of my surgery. I'm needing about $700 for the surgeon fees before i can have it done... and then the hospital and anesthesiologist will bill me... well my dad's mom had originally said she'd help me w/ that if i at least saved some of it. so i was gonna try to save 100 or 150. keep in mind this is a grandma of mine that has never really liked me. she's always favored my sister and cousins. but said she was willing to help me with this. so anyways my dad went to visit them today and grandma told him she wont be helping me. she just doesnt have the money which is total bullshit cuz they are sittin on a lot of money. so anyways this really changes everything. w/ my house payment going up $200 a month and my paychecks being so small i have to be real with myself... i can't save $700. so at this point.. i dont know whats going to happen. i dont know if the approval from insurance is only good for so long before i have to go see the dietician again and the pschiatrist and pay their fees all over again or what... but the surgery won't be happening this year i do know that.... just wanted to leave an update cuz i can't sleep for thinkin about this. so close to my dream and it comes crashing down. thank u all ahead of time for your support....

thats too funny that so many of us are at the psych eval stage! i had mine yesterday morning. and to be quite honest he was an ass! he asked me if i binge eat and i said no.. which i dont and he goes "um stevee this doesn't add up you wouldn't weigh this much if you didnt" REALLY???? to be quite honest i dont binge eat or emotional eat. i started gaining weight in 3 rd grade at which time i was extrememly active and swam like a fish... been to 3 docs about the fact that i dont lose weight when i try. so he could suck a nut for all i care! lol but i passed! hehehe now they submit it to my insurance and i wait for the letter of approval. i still have to save up 700 dollars before my surgery date. thats the only thing holding me back! welcome newbies!!!

:update: :update: well i went July 26th for my Dietician appt. first of all i weighed in at 269... down from 275. woo hoo!!! i got mmy pre op diet info and my diet for after surgery. i had to pay them $100. they said they'll turn it in to the insurance and if they pay they'll reimburse me. next tues i go to my psych evaluation. i have to pay them $200 and same thing if insurance pays i'll get reimbursed. then the doc will submit all the insurance for approval. and then i can book my surgery!!! woo hooooo!!!!!!!!!!!! i had a lil drama this weekend. i agreed to let my g/f's ex/best friend and 3 more friends come stay with us. BAD IDEA. me and the ex g/f and the ex g/f and my g/f got into it. that b*tch is not welcome in my house again!!!!!!!!!!!!!! thats for sure!

ok i had my pre op!! woo hoo its out the way. i found out i will have to pay my deductible of 500, plus 10% to the surgeon, like around 150-200, then 10% of the hospital bill and 10% of the anesthesiologist bill. all my insurance requires is a visit with a dietician and a visit with a shrink! waitin on the dietician and shrink to call me to book my appts then they'll submit it all to the insurance for final approval. oh by the way when i weighed in i weigh the most i have ever!!! i'm at 274.8 i coulda cried. my bmi is like a 49!!!!!!!!!!

lol i just laughed so damn hard!

thank you!!! im so damn excited i could just piss myself! lol but i'll control it!

:update: :update: :update: Well as most of you know i started my new job may 29. the company i am working for has about 25ish employees that have had the surgery done so i knew i was a shoe in. well i know i cant miss work for 90 days right... well i now have a friend that i met on myspace that turns out is a nurse for a lap band doc at the same office everyone from my job has used! i also found out that they are open on tues at 8am... my shift at work starts at 9am. so my friend that works there told me that i should start making my pre op appts for tues at 8am that way i wont miss work and i can get them all out the way so that come end of aug when i hit my 90 days i'll be ready for surgery! so here i am.... next tues is my first appt!!!!!!!!!!!!!!!!!!!!!!! i'm ecstatic. if i could do a cart wheel damn i'd do one! lol :Banane21::Banane11::Banane01::Banane33::Banane44::Banane23::Banane35: :Banane43::Banane55::Banane13::Banane27::Banane17::bananajump::Banane28::Banane30::Banane41::Banane20::Banane10: lol can ya'll tell i'm excited!?!?!?!

my new job is kickin my rear!!! i can't keep up with the thread i'm so lost! just wanted to pop in and say hello to everyone! i got 2 girls at work that started w/ me that wanna check into the band with me! it would be nice if one or both of them get it done with me! well ya'll have a good one!

im just afraid to order stuff without knowing if it will fit you know?

its me again. remind me please to NEVER go shopping again until AFTER i have the surgery!!!! i went to old navy today to look for some polo shirts that i can wear to my new job since we dont have to dress up everyday and NOTHING fits me there! i could of cried!!!!!

hello everyone! what up what up! hope all is well. haven't been on in a while. started my new job and we dont have email or internet so i wont get to be on here as much. but.... on the flip side. i'm loving the job. its lots of training and lots of stuff to learn.. but the people are great! a girl i used to work with is in another class that just started up there so we get to lunch together which is cool. and i've made friends with a girl in my class. but anywho.. just checkin in... ya'll have a good night and an even better weekend! Muah* oh yeah and um... wadew .. um i hate ya! lol just playin i'm just jealous! congrats though for real!

thats for all the congrats everyone. also i found out today they have a Gay and Lesbian Organization group thingy called GLOBE! i'm so gonna join it!!!

the insurance i've got doesnt require anything but a psych test and a meeting with a dietician. the surgeon's office i'm going to says this is the best company to work for to get an easy approval on the band! woo hoo!!! lol. the new job is customer service rep for an insurance agency. i took a pay cut but i think it will be well worth it in the end!

hello everyone! sorry i havent been on in while! i've been busy busy busy. i started my new job today! now i just gotta get thru 90 days and miss no work then i can start doing all my pre op appts! woo hoo!!!!!!

nope it sure isnt.. gimme more! please

MsDad glad to hear you are doing well. As far as the editing... i'm the queen of typos so i've mastered editing with all the smilies! copy the post from this screen when you see an error, click edit, highlight all the smilies then paste what you just copied over them, then edit and re post! works every time. hope that helps ya! And for the girl/girl sex... and the mulitiples, i'm a multiple girl and my partner is a one and done. lol she's always like "how many more!" hahaha i say till i can't take it anymore! and again i say "ah the joys of lesbian sex" who would of thought a thread for the gay community full of info on lapband with bonuses on sex, masturbation, and RVs. could it get any better!? The others aint got sh*t on us! i have a request... could everyone post a pic of themselves on here so we can put a face to the names? Pretty please. I've posted some already. I just want to see everyones smiling faces!!!!

ok so now i'm laughin so hard i'm crying!!!!! my co workers are looking at me like this B*tch is crazy! i really needed this laugh today MsDad! thank you so so much! only 5 more hours in this hell hole of a job! then i'm free!!!! and on my way to bandland! woot woot!

oh the joys of lesbian sex! lol

nothin wrong with a horn dog.. with a lil mustard. oh wait thats a corn dog. my bad! there i go thinkin bout food again! darn it

ya'll are all a mess! i am rollin on the floor crackin up over here!!!!

Awwwwwwwwwwwww thanks Afrykanvyolet!!!

juli thank you so much for the compliment... i can't wait to unleash my inner skinny. lol!!! as far as you others, i too was married to a man.. blah!!! thank goodness i woke up! woo hoo to being a lesbian!

awwwwwwwww thanks kity! we are... for the most part. we have our days just like any other couple but ya know. i really feel that she was made for me. its so crazy to still be so in love after over a year. now if i could just get the band and unleash my inner sexy lol i think things will be even better!

hey girl, i emailed u my email address. thanks for the compliment about her... and yes i'm sure i need the band. no one believes me when i say i need WLS. i'm 5'3, 260ish. my BMI is a 46. heres some full body pics. the second one is my dad trying to have cleavage like me! he's a mess!