tell me what you think

lapband nation let me tell you about myself, im an 49 yrs old male who have been in the work force for 30 yrs. Now im thinking about callin it quits (retiring).. I also have an parttime job for 12yrs, that im planning on keeping. should i retire at an young age,financially im good with my 401k, 457 and some CD that i bought when i was young.NOW my plan is cashing in my cd to pay off my house( 7 yrs left). my 401k is little over six figures, should i let it ride until im 59 or pull it and take an tax hit. my 457 is in the mid five figures range, which im thinking about pulling. Half i want to give to my wife and the rest im planning buying an fix-up, to sell. tell me what you think