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canadian insurance companies make no sense

Well today is my first post ever , I have taken out a personal loan to fund my surgery on August 12th in Toronto :rolleyes2: I am so excited about this new chance at my life but have to say a little angry about the fact that the canadian insurance companies complain about how much it costs them to cover obesity related dieseses but will not help pay for something that could be a lifelong tool for the cure to these problems .

I have a relative that has diabetes and blood pressure brought on by obesity and they are willing to pay for all her ongoing medical care but not a one time cost solution !

I am just very happy that the interrest rates are so low right know and I was able to re negotiate my car loan and put my surgery in with a personal loan at only a few dollalrs more a month than i was paying before .

Does anyone have any idea's to negotiate with the Canadian insurnace companies? I am with sunlife

Cheers :bye:

2 Comments

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Bklynike

LAP-BAND Patients

Welcome and thanks for posting.

It is not only in Canada. I had to pay for my surgery as well. I live in Florida. While a lot of insurance companies will pay for the surgery, a lot of them have a exclusion to the benefits offered their clients. A lot of it has to do with what your employer is willing to pay for and if there are only 1 or 2 people that might beneift from the surgery, it costs the employer a lot because they have to cover every single employee to get the waiver.

I am hoping one day the insurance companies will realize this is not a choice, it is a desease and covering the co-morbidities monthly instead of the surgery is ridiculous.

cathy e

LAP-BAND Patients

when did you get your surgery done? how is it going for you , I am glad at least that everything is included in my one time fee

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