What it Cost!?

Since January, $41,683 has been billed to my insurance company for services related to my procedure. The entire surgical charge was $26,829 - excluding the anesthesia. The procedure itself was billed at $17,735 - for a 45 minute pop. What's funny is my carrier's Reasonable & Customary for the surgery alone is $3,130 - so that's what Ellis gets paid. My portion of the entire surgical day - $389. My entire portion of the surgical process plus lead up - $1,482.00

I couldn't pay what they billed my carrier - who could? I'd be curious to see what my charges would've been if I'd pay out-of-pocket cash. Ellis will of course, write of the difference between billed/paid and my coinsurance on their taxes. Is it any wonder real reform is needed?