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Am I going to get approved???? I sure hope so

So Im going through the process of getting banded....im in month 4...my doc told me it is a 6 month process that includes all types of testing and counseling with the nutritionist...fine...ive done it all except the psych evaluation which i am in the process of scheduling..they sound very sure that I will get approved...but i think about it every waking minute....i have my heart so set on it that if i dont get approved, I would be devasted...Any encouraging words?lol... i need some..:rolleyes:.

 

P.S. What would make the insurance company deny your approval?

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juicygirl1

LAP-BAND Patients

So Im going through the process of getting banded....im in month 4...my doc told me it is a 6 month process that includes all types of testing and counseling with the nutritionist...fine...ive done it all except the psych evaluation which i am in the process of scheduling..they sound very sure that I will get approved...but i think about it every waking minute....i have my heart so set on it that if i dont get approved, I would be devasted...Any encouraging words?lol... i need some..:).

P.S. What would make the insurance company deny your approval?

Band_Groupie

LAP-BAND Patients

If you haven't yet, call your insurance company and ask for a copy of your bariatric policy (usually they can direct you on how to print it online). It should spell out exactly what you need to do. I actually found that the insurance expert at my doc's office was most helpful as the insurance wording can be vague. I had to keep my weight above the minimum 35 BMI until approval and not lose more than 5-10 pounds (so I had to be a 'failure' at the 6 mo. diet). I also had to have one comorbidity that counts (only the big 5 count), or to be over a 40 BMI, which I wasn't. Even knowing I met the criteria I was still nervous...there's nothing like finally getting that approval! Good luck! -BG

juicygirl1

LAP-BAND Patients

thank you soo much...yeah...my insurance company has the same requirements...they infact sent they same email you are talking about..i have no comorbidity...but i have a bmi of 52..so...i hope everything will be ok

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