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Blog 94532

A blog by bearfur in General

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Insurance coverage and caps

Hello I have insurance coverage for the Lap-Band procedure for up to $10,000. I was wondering and I couldn't get a straight answer from my doctor about this:   As we all know, the $10,000 cap is not $10,000. If the provider accepts a lower pay for services, it is done by the insurance company at a "reasonable and customary amount". If the total cost of my surgery ends up being $15,000, would I have to pay for the balance of the discounted payment my insurance carrier gives my providers plus th

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