obviously you know we have to take a million vitamins and supplements. i’m on my moms healthcare plan, and we have a health equity card. normally vitamins aren’t covered under this- but since the doctor is telling me to take them and i need them to “treat” a deficiency, they could qualify to be covered. i think i’m going to write to my dr and have her write a letter of medical necessity, but in the meantime i was curious if anyone else has experience with this or maybe works in insurance and knows how i should go about getting it covered. thanks in advance!

Really depends on the terms of the plan. Prenatal vitamins are prescribed but not covered by health insurance, but are, I believe HSA eligible. She needs to check with her employer/insurer.

Probably not unless there is a prescription, but check.

It could be eligible under a tax exempt flexible spending account some organizations offer which usually use the funds (which is money deducted from salary prior to taxation) for things such as over the counter meds etc. Check if she has that benefit.

Edited August 31, 20188 yr by GreenTealael