I've done and cleared every single thing they asked for and they denied me again I have a bmi of 53 sleep apnea and other things and have completed everythung and they denied me! Omg I'm so pissed right now. I have no idea what to do literally shaking.

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Did they say why they have denied you?

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I'm so sorry to hear that. Call and ask questions. Then contact your surgeon's office. I didn't get an answer until I started getting on people's nerves. It took longer than expected but I finally got that approval and believe you will too!

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Did they say why they have denied you?

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They said they would send me a letter with the reasons why in a few days

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I'm so sorry to hear that. Call and ask questions. Then contact your surgeon's office. I didn't get an answer until I started getting on people's nerves. It took longer than expected but I finally got that approval and believe you will too!

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I called my surgeons office and they said they would take it to the next level. I also Called my hr department as well and told then I need their help. I've just gotta calm down. I'm just so hurt

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I know I sound like a drama queen but I've done everything.

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No you don't sound like a drama queen. I know how hard it was for me to just wait on a response from them for approval and can't even begin to tell you how I would have taken it if they came back with a denial. You've done everything you're supposed to do and your feelings are justified. It makes no sense they wouldn't tell you why though. Try going over the reps head to speak with a manager.

If you don't mind me asking, what did they saythey denied you for the last time?

Edited March 17, 201610 yr by tailor-made

You also can inform CIGNA that you are filing a complaint with the insurance commissioner.

Also, ask for a bariatric surgeon to review your case.

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I have heard that most cases from my surgeons office have been approved after appeal. It is terrible that they make you "wait for the denial letter" to learn why they are saying no! I agree, get on the phone. As long as you meet the criteria, I would ask for a one on one between your surgeon and Cigna's Medical Director. Don't back down if you know it should be covered.

Good luck!

No you don't sound like a drama queen. I know how hard it was for me to just wait on a response from them for approval and can't even begin to tell you how I would have taken it if they came back with a denial. You've done everything you're supposed to do and your feelings are justified. It makes no sense they wouldn't tell you why though. Try going over the reps head to speak with a manager.

If you don't mind me asking, what did they saythey denied you for the last time?

The first time I was denied it was because the wanted me to get pulmonary clearance and blood work. I did all that re submitted. But again denial. Thanks so much for understanding l. I almost broke down into tears at work

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You also can inform CIGNA that you are filing a complaint with the insurance commissioner.

That's a great idea I will Def do that!! Dee my insurance is with cigna but through a third party for businesses called group administrators. So they are the ones being so crazy

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I have heard that most cases from my surgeons office have been approved after appeal. It is terrible that they make you "wait for the denial letter" to learn why they are saying no! I agree, get on the phone. As long as you meet the criteria, I would ask for a one on one between your surgeon and Cigna's Medical Director. Don't back down if you know it should be covered.

Good luck!

I def won't back down. This is literally life for me so I'm gonna do whatever I can until the bitter end

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My insurance wouldn't cover me at all. So I took came up with $ 4,300 and had the surgery in Mexico on 3/11/16. I needed a drastic change in my life and wasn't going to wait around insurance to cover me. Recovery hasn't been too bad, lots of liquids and Protein shakes so far. Looking forward to solid food but I know to wait until my stomach is ready to handle it. I started at 200, lost 7 on the pre op diet, just weighed myself and I am 182 :D . Oh my gosh it is working, cant wait to I get to my goal weight. If you can afford it, go to Mexico for surgery. I was treated very well.

I would call them back keep your foot on their neck. that is what i am doing now. i was denied the first time they said it was missing information so everything was done and my doc resubmitted last wednesday im still waiting if i get a denial again i am prepared with plan a plan b and plan c....they can tell you over the phone you ask the rep to talk to a manager immediately they cannot deny you that that is your insurance that YOU pay for..

good luck hun.

Just because Cigna covers wls not all plans do you need to get the wording of your policy in writing and go on that

Just some info. that might help. Most insurance companies have people who just review cases for approval. What they don't want you to know is that most of these people have either no medical background or if they are doctors they are not bariatric specialists. Now tell me what sense is it to have a dermatologist reviewing cases for wls?? So call your insurance company and ask them who reviewed your case and what their credentials and qualifications are. They will tell you some type of specialist doctor. If it is not a bariatric specialist request one. But most of the time they don't want to tell you because it's not a doctor at all. It is just some random person like you and me. Be forceful and do not take no for an answer! You want your case reviewed by a wls doctor! I would be very surprised if you didn't get approved... good luck! I hope this helps!!!

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Just some info. that might help. Most insurance companies have people who just review cases for approval. What they don't want you to know is that most of these people have either no medical background or if they are doctors they are not bariatric specialists. Now tell me what sense is it to have a dermatologist reviewing cases for wls?? So call your insurance company and ask them who reviewed your case and what their credentials and qualifications are. They will tell you some type of specialist doctor. If it is not a bariatric specialist request one. But most of the time they don't want to tell you because it's not a doctor at all. It is just some random person like you and me. Be forceful and do not take no for an answer! You want your case reviewed by a wls doctor! I would be very surprised if you didn't get approved... good luck! I hope this helps!!!

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Thank you so much I will Def call them and get a Wls specialist to look it over. I wish I did have the money to go to Mexico but I dont. I will keep bugging them because I believe a weightloss specialist will see that I have medical necessity. Thanks yall for all your awesome advice I needed to vent to people who understand

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