WELL DECIDED TO CALL THE INS COMPANY TO SEE IF IT WAS A COVERED CLAIM.. AND OF COURSE ITS NOT..UGHHHHHHHHHHHHHHHHHHHHH!!!! SO DISAPPOINTED..CANT AFFORD TO SELF PAY.. MAYBE ITS THE OLD FASHION WAY FOR ME...

Sorry to hear that. Don't give up yet. Have you looked into Care Credit or MedicalFinancing? I hear both are good options and MedicalFinancing has a program called No Patient Left Behind for those of us with not so perfect credit. Good luck to you. Its not over just yet!!!

http://www.medicalfinancing.com/landing-page/index.html?PPC=G-MF701&gclid=CJLG5PzWgLkCFShxQgod5WEAzw

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thanks im going to look into it..

Go to Tijuana. I did and it was great!

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I hope its not an outrageous down payment..lol.. but I will hustle to get it..lol

I went to Mexico and had it done on May 22nd. I'm down 47 pounds!!!! It was $4650. My insurance doesn't cover any type of WLS & I couldn't afford to self pay in the states. Good luck to you!!!

Get a lawyer. For real. Theres weight loss surgery lawyers who fight your insurance for coverage.

If your insurance covers other things like diabetes etc tgey cant exclude coverage for obesity related treatment.

A few hundred for a lawyer is hella cheaper than thousands for self pay or mexico.

Also then your follow up will be covered.

allons-y

Get a lawyer. For real. Theres weight loss surgery lawyers who fight your insurance for coverage.

If your insurance covers other things like diabetes etc tgey cant exclude coverage for obesity related treatment.

A few hundred for a lawyer is hella cheaper than thousands for self pay or mexico.

Also then your follow up will be covered.

allons-y

Im going to have to. .

I, too, have insurance that have WLS as an exclusion. I talked to my surgeon's office to see if there was any hope of getting it approved despite the exclusion. The woman I talked to said the only way they have had any success is if the insurance policy is "self-funded." So find out from your HR folks if it's a self-funded policy and see if you have any luck that way.

Mine was, alas, not self funded .

I haven't had my surgery yet. However, my Doctor's office said that they would use my insurance to cover the before and after appointments. And the actual surgery itself will be financed.