Came home to find a bill for my copay. They said I have to pay it before the surgery or it'll be cancelled.

Guess I'll write it this $98 check. I can handle that.

I don't think I have to pay anything else but I'll call and make sure.

That's not bad at all.. You must have awesome insursance coverage, huh?

Came home to find a bill for my copay. They said I have to pay it before the surgery or it'll be cancelled.

Guess I'll write it this 98 check. I can handle that.

I don't think I have to pay anything else but I'll call and make sure.

I was responsible for 10 percent on my insurance which turned into about 1800 but I'm able to make payments for most of it. I paid 500 up front

I had to gladly pay about 1500 before they would set my date...I would do it again in a heart beat!

Just spoke with insurance today and I have to pay $5000 bariatric co-pay in addition to annual deductible. Plus $150/day hospital stay and 20% of procedure cost, if any, after that. Also, $50 per doctor visit and $150/procedure for outpatient services (endoscopy, etc). "But don't worry, there are rarely any additional fees!" Totally crazy!

Sarah

Just spoke with insurance today and I have to pay 5000 bariatric co-pay in addition to annual deductible. Plus 150/day hospital stay and 20% of procedure cost' date=' if any, after that. Also, 50 per doctor visit and 150/procedure for outpatient services (endoscopy, etc). "But don't worry, there are rarely any additional fees!" Totally crazy!

Sarah[/quote']

What is your max out of pocket for the year?

What is your max out of pocket for the year?

I'm not sure we have one. On most procedures and visits we have a deductible max, but there is a 80/20 stipulation to everything I've looked up.

Sarah

My insurance paid 90% and my 10% came out to about $3500 after a negotiated price from $40,000 to $35,000. That 40 grand was a lot higher than I expected but I love my surgeon and the hospital so I wouldn't change a thing.

Holy CRAP. I wasn't expecting to hear how much more some had to pay. That's crazy. I apologize, I didn't mean to boast.

But at least we have insurance to cover a great portion of this.

Holy CRAP. I wasn't expecting to hear how much more some had to pay. That's crazy. I apologize' date=' I didn't mean to boast.

But at least we have insurance to cover a great portion of this.[/quote']

No apologies necessary!! I'm really glad to have coverage at all. When I looked into WLS a couple of years ago I was going to have to self pay the total!

Holy CRAP. I wasn't expecting to hear how much more some had to pay. That's crazy. I apologize' date=' I didn't mean to boast.

But at least we have insurance to cover a great portion of this.[/quote']

I hear ya! My insurance covered 100%!! And I had a VIP room

I wanna VIP room too. Lol

I hear ya! My insurance covered 100%!! And I had a VIP room <img src='http://www.bariatricpal.com/public/style_emoticons/<#EMO_DIR#>/wink.png' class='bbc_emoticon' alt='' />

Now that's just rubbing it in!! Lol

Surgery scheduled for June. Insurance won't cover any bariatrc surgery, I saved over $20,000 to get healthier. I pray this helps put me in the right direction.

That's not bad at all. I paid my copay & a month after surgery it was refunded cause the insurance paid more than the "agreed" insurance amount. That's right, my surgery was "FREE"!!

My surgery was completely covered but I was scheduled with two other ladies and they had to pay co-pays and things and they both had to reschedule. It broke their hearts. Especially when your health depends on this surgery. Wish it was cheaper for everyone.