So, I was scheduled for March 8th with Dr. Lopez, and I had to cancel my surgery due to lack of $$$. I've applied for 2 loans and both no luck. I'm going to have to use the money from my tax return to fix my car that decided to break down on me this sucks.

Sounds like you might have a pretty nice car' date=' have you considered selling it and getting something minimal for a while so you can get the surgery sooner?[/quote']

I have thought about selling it... I'm just confused on what to do. I was really hoping that the loan would have went through

I have options for you no co-signer low credit ok check you inbox a call me

Could you get a line of credit instead? They are generally easier to her than a loan.

Get* I think if I had that issue I'd just put it on a credit card. Ya there's interest but going to Mexico is pretty cheap anyways.

I really messed that up when I was younger. I had 2 credit cards with $10,000 limits on them and by the time the interest and late fees piled up on it, it was ridiculous. I pretty much ruined my credit over that. It got out of hand and I didn't pay it back. Just young and dumb. Now that I actually need it, I can't get it.

I have options for you no co-signer low credit ok check you inbox a call me

What company did you go through? Which one is it that r4ac is using?

Jesser, I am in Finance, and can tell you from my experience, a company that may take your car for collateral, and loan you the amount you need depending on the circumstances would be Springleaf Financial. I have had clients that were able to borrow from them within less than a year after foreclosure and bankruptcy. Maybe give them a shot?

http://www.springleaffinancial.com/partners/loans.html?CSCALD=30167&gclid=CKKU0Yf8_rQCFSTZQgodLQoAcA

Best of luck!!

Jesser,

The good news is that this surgery isn't going anywhere, it will be here when you are financially ready. Take some deep breaths, take care of yourself and your son. When you get your financial house in order the surgery will come.

I see that you have gotten yourself in credit trouble before. Be patient, don't fall into desperate lending barely getting yourself enough money to get surgery type credit. think long term about the financial impact.

I agree with Laura-ven, don't strap yourself financially and certainly don't get into anything you can't handle. Especially if you are going to be putting your transportation up for collateral, only do this if you know you can afford it for the duration. Otherwise, this surgery will wait for you when the time is right financially. I am a huge believer that everything happens for a reason!

I'm with you 100% Laura. Exactly why I recommended downgrading cars. I'd rather be thin driving a $2500 hoopty than obese driving 10-15k car. And being debt free just makes it all the better

I am also interesed. Can you send me a PM with your number too?

I sold my 2 year old Nissan Sentra to help fund my surgery. If one is serious about getting it, then one will do what they have to.