My insurance covers 80% of the surgery. I'm scratching my head as to how to come up with the rest. Does the hospital bill you for the rest or does the doctor expect it before the surgery? This has not been discussed during any of my visits to the doctor's office, and an up-front fee was not charged.

What has been your experience?

You have to pay all copy's prior to the surgery. I had to pay over 900 to the doctor and 1200 to the hospital. I saved for months and it was a sacrifice but now at 6 weeks out I can say it was worth it

Call your surgeon tell them you need to know your part so you can start saving.

I believe they bill you after like with any operation after the insurance has covered their part.

Please when you all find the answer let me know.. I have also wondered the same thing, I have heard different stories..

My insurance covers 80% of the surgery. I'm scratching my head as to how to come up with the rest. Does the hospital bill you for the rest or does the doctor expect it before the surgery? This has not been discussed during any of my visits to the doctor's office' date=' and an up-front fee was not charged.

What has been your experience?[/quote']

Every insurance and hospital differ. I had to pay my $1000 out of pocket to the hospital before surgery but the surgeon billed me his part. It just depends on the program. Most of time if its elective surgery like the sleeve, you will have to pay your portion up front but not all doctors require that. I would ask your surgeons office so you know if you have to pay a portion before surgery. They would have the answers for you. Good luck!!

My insurance covers 80% of the surgery. I'm scratching my head as to how to come up with the rest. Does the hospital bill you for the rest or does the doctor expect it before the surgery? This has not been discussed during any of my visits to the doctor's office' date=' and an up-front fee was not charged.

What has been your experience?[/quote']

I got lucky surgery CoPay is $10.00 Anesthesia is $90.00

I had already met my out of pocket max for the year, BUT, the surgeon would have had me pay my portion if I was not 100% covered. I have not received the EOB so I do not know yet what my surgeon charged. Now, the hospital charged $67,386.81 but the insurance contracted rate was $23,261. Then there are various bills that have come in I guess from the MD's who were on call and stopped by and did nothing. Anesthesia bill was around $4500 but not discounted yet. Do you have a yearly out of pocket max?? That saved my butt. When is surgery? We are on the best plan my husband's company offers. It would have cost me WAY MORE if I was on the cheaper plan. I hope this somehow helps. :/