Ok WOW, CigNo cont'd
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Hey Ladies and Gents,
It's me again...this time with another Cigna tidbit. So, today I called Dr. Pinnar Surgery Associates in Reston (already came to the conclusion not going with them because of the astronomical program fee of $2500) and spoke with the RN in regards to seeking approval from Cigna Insurance. She said that she has been doing the job since 2002 and has never seen a Cigna approval. I was flabberghasted and couldn't believe it. Surely, I thought, someone had Cigna insurance and received approval. Well, according to her they had not. My boss mentioned that maybe its because Cigna didn't agree with their policy (which includes $1500 paid up front and then an extra $1000 paid in monthly install ments following surgery - it includes among other things, first three fills (not covered???), nutritionist evalations before and after surgery, paperwork and just general correspondence between office and insurance company).
Also, I told her (the RN) how I had gathered the 6 mos thing (kinda-shrug) as well as am about to finish physical, but also have recommendation letters from PCP, Therapist, Orthopedic doctor, Gynocologist and Neurosurgeon. She said that letters only worked on the 1st appeal, after you got rejected the first time. But I'm thinking what the h - e - double hockey sticks, I'm going to submit the major requirements including recommendation letters and my heartfelt letter and see how it goes. If I get rejected, then I'll try again.
ALSO, the physician I am planing to go with does the REALIZE band, other than the LAP-BAND. Any thoughts, opinions?? I love this website and truely appreciate the comments and advice that you individuals have given me. As well as the updated Photos and blogs. :thumbup:Keep me in prayer and I will do the same for you as well.
Edited by krasc001