KocoShanell Harrell

I hope you all can help me...I have Bluecross Blueshield blue options with my job and the Bariatric office called me to tell me that my insurance was denied due to my job opting out. So I called them and spoke to my HR person and they told me that was correct that they opted out of it. So I've been searching online for other insurances companies. Then a lady from Healthcare.gov called me and said that I qualify for there insurance. So I told her I was looking for good insurance for me and my daughter and I am looking for the insurance to cover bariatrics surgery because its medically necessary. So she search around the market and found UnitedHealth Care Gold Compass 1000 and she said it would cover it. Now my question is has anyone had this insurance and do they cover the surgery and its medically necessary. I am so scared that I will be denied again. My first appointment is June 23 which is consultation but there going to run it under my BCBS insurance which is a 50 copay. Yup they cover the consultations but don't cover the surgery. My Unitedhealth care doesn't go into affect until July 1 and my other insurance will be dropped. I am so scared.