Hi! I'm going through the same thing. My insurance requires a 6 month process; blood tests, psych, meetings with nutritionist, EKG etc. Once I've completed the 6 month process they submit it to my insurance for approval. I can't hardly wait. I've been obsesses with the forums.and youtube vidwos.of.everyone else who's had or having the surgery soon. My 6 month visit is in Jan 2015..... ugh!!! Good luck to you!! I have read in some cases the doc will submit everything at the 4 month mark and insurance will approve. I'm not gonna do that but it's an option for some.