I was in the opposite boat as you. My insurance originally did not cover VSG, even though that is the surgery I really wanted. That was about 2 years ago. Well, since RNY was my only option at that point, (in my mind lapband was not an option for me), I started studying up on it, even though it felt like I was starting over. I got used to the idea and felt really mentally prepared for the RNY journey. Low and behold I just found out my insurance now covers VSG, and this surgery was no longer something I thought about. I chose to go back to VSG anyhow simply because I was concerned about the aftercare becoming too extensive for me to be able to afford, should anything come up in the future regarding vitamin deficiencies and such. With that being said, what I kept seeing over and over throughout this process, was that if your insurance says they don't cover VSG and that is what you really want, APPEAL APPEAL APPEAL! People have had very good luck getting approved after initially getting denied because their insurance "didn't cover it". On another note if you are not able to get approved for anything but RNY (and that is the only other surgery you would choose), you most likely will be able to prepare yourself for that too. Mentally and emotionally it takes some time getting used to the idea of having another surgery, but don't let it discourage you from getting the help that you need. If my insurance denies me for the sleeve for any reason, I would still get RNY. There are pluses and minuses to both surgeries. You will do what is right for you! I hope this helps a little. Good luck with whatever you decide. If you need anything, feel free to message me.
Hailey