Hi HopeandFaith, Im right there with you since I have looked into this surgery option one day im doing it will be okay.Tthe next i can just do it on my own, I have to still do the work. I think, can i spend that money on me when my family may need it on a rainy day. But then i feel its a rainy day everyday when i weigh this much. My thoughts are do to it in early February now changing to March I might just keep putting it off. I think things will change once the holidays are over so i can focus and not have something on the back burner. I m kinda glad Im self pay so when i do decide i can set it up quickly. Good luck with insurance may things go smoothly and rather quickly for you. Keep your dream alive til then. Eloray