So I just wanted to let you guys know that today I realized that I may not be doing the lap band surgery. I want it more then anything in this world. I want to be back to my old self when I was able to hike up a mountain and not have a problem with it. Instead money has defeated me. I recently started working at a new OB/GYN clinic. I used to work at a hospital where the health insurance was very good. After 2 months of working here I realized that my deductible is $1750. I have to not only meet that prior to my surgery but I also have to pay for my co-insurance which is $2000. So all together I have to come up with $3750 for my surgery.

Sure, I can save and save and save... but honestly I live paycheck to paycheck and it's un-realistic.

And to top everything off today I weighed myself at the doctors office today and found out I gained 15 pounds in the past 3 months.

What else???

So instead of having a BMI of 41.6 I know have a BMI of 42.9. Great:p

I just am about to say screw it and be fat forever. I've tried diet and excercise... trust me.... I've hired a personal trainer...I've done a lot....

I just am at my wits end....

somebody please give me a Xanix!!!! STAT!

lol.

I know how you feel, believe me! I had to save and self pay for my surgery in Mexico. It took me a long time and I still had to borrow some. I used my income tax return and student loan excess check. It took me 9 months to come up with all the money for the surgery and airfare. It can be done! Even now I have to pay $200 for each fill!

Jessica--- Please don't give up! I hear you on the personal trainer thing and all the diets... Have you applied for any outside financing for the 3k? Capital One does medical financing.... Also Care Credit. You're not asking for the full amount etc so I wonder if you'd qualify. Does your doctor offer any in house financing? Typically a 3k revolving payment is going to be around $90. Is that something you could budget for?

What about talking to the docs and or nurses in your new clinic to see if they have any connections to other docs that do the lap band and would be willing to work with you with the out of pocket stuff? I understand though if it is not somehting you don't want to bring up with new co workers. From docs that I know they do want to help though.....

Just some suggestions. Keep fighting for you-- you are worth it.

yes don't give up! I had to get a loan against my Tahoe. My surgery is 15,000 and insurance pays 0.00!!!

jessicakolman - I hope you can figure it out and do this for yourself.

I ended up spending my inheritance ahead of time - my mother paid for it and it will come out of my share of the inheritance at the end.