Does anyone have BCBS? How was the overall process and how long did it take for approval?

Edited December 12, 20205 yr by Hopefulin2021

14 hours ago, Grahamco said:

I have BCBS federal basic. Can you tell me how much out of pocket you are paying? Just for the surgery and hospital stay? Not all the other appts

I actually don’t know. My insurance company haven’t said anything and neither has my hospital. But I’m sure it is 20%.

I have BCBS.. and it took about 3 wks for approval

Do you how much out of pocket it will cost you? Just the surgery and hospital stay. Not all the other appt.

I have BCBS federal basic. Can you tell me how much out of pocket you are paying? Just for the surgery and hospital stay? Not all the other appts

FEP Blue basic (or BCBS federal basic as you called it) charged me $200 for surgeon's fee and $100 for one night at the hospital. That's all....crazy.

BCBS... it was $150 surgeons fee and thats it. I had meet my out of pocket for the year.

On 2/15/2021 at 4:23 PM, Grahamco said:

I have BCBS federal standard. Can you tell me how much out of pocket you are paying? Just for the surgery and hospital stay? Not all the other appts

On 02/16/2021 at 13:21, Grahamco said:

Do you how much out of pocket it will cost you? Just the surgery and hospital stay. Not all the other appt.

I have standard. Just had the surgery on the 10th usually it was 35% coinsurance for my surgeon but they had waived it for me so whatever my insurance paid them was it but since it’s the start of the year I had not met my deductible so I had to pay 350 for the overnight stay and my deductible so I paid 700 for my surgery and hospital total. For you since the doctor might not waive it it could be the 20-35% of the cost for the surgeon and the overnight stay maybe. Your surgeons office should be able to tell you the estimate for their part since they work with your insurance ( also not I used an out of network provider so my 35% is higher if you use an in network it’s a smaller percentage

I have BCBS federal basic. Can you tell me how much out of pocket you are paying? Just for the surgery and hospital stay? Not all the other appts

BCBS FED Basic olan has no deductible, it is PPO (out of network providers not paid) and out of pocket maximum is NOT affected by bariatric surgery (they keep it secret).
Hospital care: inpatient $175 per day, up to $875 per admission, outpatient $100 (my surgery was outpatient).
Surgery: $150 in office settings, $200 in non-office settings.

On 2/15/2021 at 4:23 PM, Grahamco said:

I have BCBS federal basic. Can you tell me how much out of pocket you are paying? Just for the surgery and hospital stay? Not all the other appts

I am only paying 300 everything else is 100% covered. I met my 300 deductible but I haven’t met my oop max of 3000 yet, but the way my job has it set up I only pay 300.00. I have insurance through my employer.

I have BCBS federal basic. Can you tell me how much out of pocket you are paying?

https://www.fepblue.org/our-plans/basic-chart
You will pay $200 for surgeon and $100 for outpatient stay at hospital, ot $175 per day for maximum 5 days if you're inpatient. This is what BCBS federal basic option will charge you.

I’m sorry I meant I have FEP standard but I appreciate all the comments. I thought it was Basic but mine is standard

On 12/12/2020 at 8:18 AM, Confirmed said:

I have bcbsil and it was easy took a week

I have the same and I’m currently waiting ! It’s driving me crazy.