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Insurance Approval

Anyone had trouble getting approved by insurance because of their weight history? Mine requires a BMI of at least 40 for the last 3 years if there’s no co morbidities. Back in 2016 I only weighed 230 which means my BMI was only 38 ? I’m really worried about not getting approved!!
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  • MissTimeIsUp
    MissTimeIsUp

    I’M APPROVED!

  • Man, that’s terrible. I’ve been there and done that ugly cry too. I sure hope they turn it around and approve you. Keep us posted!

  • Thank you! On a good note I’ve survived without a Holiday disaster and am down 102lbs since starting- probably why I was ready for the breakdown, lol. Will report when I hear back!

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Why so long of a High BMI? To see if its been an ongoing issue?

Mine required 5 years of BMI at 40 or over. Could only be less time with Co morbid conditions. I think a lot of insurance requirements are just to get out of covering it.

  • Author
I’M APPROVED!
  • 4 weeks later...
I was just denied for not having documentation of my height and weight for 3 years.
17 minutes ago, EJustice said:

I was just denied for not having documentation of my height and weight for 3 years.

? Who’s your insurance company? I think mine requires this too, but my surgeon said they can get it all from my PCP. Can you appeal this?

BCBS of Alabama. Unfortunately(lol) I have been healthy other than my weight, but to be < 40 BMI I would need to weigh less than 280 and I haven’t been under 300 in almost 20 years. I am appealing with “dated photos”, just prayerful for a thumbs up. I had my first ugly cry through this whole process when I got the denial Friday.
1 minute ago, EJustice said:

BCBS of Alabama. Unfortunately(lol) I have been healthy other than my weight, but to be < 40 BMI I would need to weigh less than 280 and I haven’t been under 300 in almost 20 years. I am appealing with “dated photos”, just prayerful for a thumbs up. I had my first ugly cry through this whole process when I got the denial Friday.

Man, that’s terrible. I’ve been there and done that ugly cry too. I sure hope they turn it around and approve you. Keep us posted!

Thank you! On a good note I’ve survived without a Holiday disaster and am down 102lbs since starting- probably why I was ready for the breakdown, lol. Will report when I hear back!
  • 5 weeks later...
Got the call yesterday I’ve been waiting for!! Was able to schedule my sleeve surgery for March 12th!!
2 hours ago, EJustice said:

Got the call yesterday I’ve been waiting for!! Was able to schedule my sleeve surgery for March 12th!!

WOO HOO! I have United healthcare and they required 5 yrs of history plus a 6 month supervised diet to 'prove' I can follow a program I guess?

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