Any one use take a personal loan to pay for their surgery? I'm thinking about trying this so I don't blow my whole savings in one whop. Who did you use and how was the interest?

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Wow so blessed my surgery was covered my Medicare

Have you looked into Care Credit?

https://mobile.carecredit.com/

I think a personal loan, if you have good credit would have better interest rate than Care credit. Especially if you get the loan from a credit union. A zero interest credit card with 12-24 months no interest would be a good option also if you really have good credit and can pay it off in that time frame.

Care credit doesn't have the best rep.

Care credit has ridiculous interest rates. If I don't belong to a credit union would the consider me?

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I financed through my credit union. The rate was really good, I don't remember what it was though because it was 4 years ago. I paid it off last month!

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Angie do you have a bank you use, where you having checking and savings accounts? If so, I would check with them.

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I used Lightstream (a loan company that is part of SunTrust Banks). It was all done online and I chose the terms. I got a good rate to cover everything, including traveling. They didn't really ask what it was for.

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Has anyone used Neighborhood Health Plan Insurance? I just slid by with. BMI of 40 and sleep apnea. I'm waiting on pins and needles until I hear back.

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I'm using Prosper Health Care... the rate was about 15% with excellent credit which I think is steep (I plan to pay off very early to avoid as much of that as possible). The application process was fast and easy, and I received the funding within three days of applying. Hope that helps.

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If you've got the savings then I say use it. I used all my savings for my surgery and put my plane tickets on a 0% credit card I paid off in two months with my tax return. This was the cheapest way to do it...no interest or fees. If other expenses came up later I could have used credit at that point, but why pay interest if you don't have to?

JFYI, that savings was earmarked for a down payment on a new truck but I have no regrets with using it for surgery. Driving my skinny butt around in my 17 year old rust bucket is totally worth it!