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Surgery Complication Insurance

Just checking to see what everyone thinks about surgical complication Protection. My doctor offers coverage for 90 days for Cardiopulmonary, Thromboembolic, Bleeding, Infection, Leak, Perforation and Stenosis/Stricture for a cost of $1,435. I am self-pay so am considering it, but honestly I'm scrapping to come up with the funds for the hospital/doctor bill. Just not sure I can swing another $1435, but wondering if I'm stupid not to purchase it. Any thoughts on this....

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    Your real cost in complications would be in the hospital charges, does his protection cover that?

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    Do you have medical insurance that won't cover the sleeve? Technically they have to cover some of the complications.

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