I am scheduled for surgery 7/14/11. It will be self pay. However, I just found out I have high cholesterol so my insurance MAY pay for it. Unfortunately, if I go the insurance route, I would need to fill out tons of paperwork and wait at least 6 months before having surgery. Do I put everything on hold and wait to see if insurance will cover it or do I go forward with my plan and have surgery 7/14/11? My cost is going to be $8500. I'm using my IRA money to pay for it.

I am scheduled for surgery 7/14/11. It will be self pay. However, I just found out I have high cholesterol so my insurance MAY pay for it. Unfortunately, if I go the insurance route, I would need to fill out tons of paperwork and wait at least 6 months before having surgery. Do I put everything on hold and wait to see if insurance will cover it or do I go forward with my plan and have surgery 7/14/11? My cost is going to be $8500. I'm using my IRA money to pay for it.

Wow !! What a tough descion !! It is alot of money .. but if I had it .. I think i would go ahead and pay for it ! Hell lets get this ball rolling !! Lol

I am scheduled for surgery 7/14/11. It will be self pay. However, I just found out I have high cholesterol so my insurance MAY pay for it. Unfortunately, if I go the insurance route, I would need to fill out tons of paperwork and wait at least 6 months before having surgery. Do I put everything on hold and wait to see if insurance will cover it or do I go forward with my plan and have surgery 7/14/11? My cost is going to be $8500. I'm using my IRA money to pay for it.

For what it's worrh......DO IT NOW!!!!!! I went the insurance route 5 years ago. I spent my entire summer doing a laundry list of pre op tests. My BMI was 38, highcholesterol, high blood pressure, and diabetic. After 5 long months I was denied because weight loss surgery was not a covered item on my policy. No matter what your isssues were! So 5 years latter, 53 years old - I paid my 14,100.00 and was scheduled within the month of my consultation! I had my surgery two days ago and I am thrilled its done and my journey has finally begun. I only wish I had done this 5 years ago!