marie1234

What do you know about self pay?

Oh my...same boat with the discs and the same ones. Who is your insurance with?

Has anyone heard anything about Dr. Joseph Moran in Raleigh?

I am thinking about paying for the surgery. I am calling BCBS tomorrow to see what if anything will be covered in case of complications or what happens down the road if it needs to be removed? My BMI is 38 but I do not have other health problems besides my back. What can you tell me about self pay? What happens if it needs to be removed?

Kamica, isn't it frustrating? If you gain weight do they still look at your weight history? I am guilty for thinking the same thing. But, you know, I don't think that I can stand to weigh more!! I already hate finding clothes to wear in the morning! I saw someone else say that if the band needed to be removed that the Dr. would pay. I am going to check on this. What is the 7 month program you have to do??

Thank you for the reply. You were my first reply!! I joined today. I am going to call BCBS tomorrow. This is something that I want terribly. I am 37 yrs old and enjoy being active and outside but at this weight I do not enjoy being active and outside. I am ready to do something about it. I had one visit with the doctor. He did not submit my information but said that I would not qualify based on his experience. Self pay scares me. I will ask BCBS questions about self pay also. Thanks for the advise.

Since you self paid, What if there was a complication during the surgery? Do you know if your insurance would have paid for that? Or what about Band replacement done the road?? I am considering self pay and after hearing about your situation I will ask lots of questions!! I have BCBS and self pay scares me. What can you tell me?

I went to a Lap Band surgeon for my first visit. I knew that it would be borderline if insurance would approve me. The surgeon said that I would not qualify for my insurance to pay. My BMI is 38 but I do not have high blood pressure, diabetes, nor do I have sleep apnea. I have degenerate disks in my back but he said this would not get it approved. Although I have battled my weight my whole life, my 5 year weight history doesn't help me because some of my weights were lower at the time of my doctors visits a few years ago. Although they were obese weights they were not severe enough. **I need some advise. I have BCBS. My concern is if I pay for the surgery, what if there is a complication or what if I have to have the band replaced? Will insurance cover any complications? Has anyone been through the same situation? Help?:confused2: