Our stats are similar. But I was 45 when I had surgery. You will see many post on the loose skin issue. It will be an unknown outcome of your surgery. None of us know what it looks like until we hit goal. It's great that you youtubed and research It.
Very few are lucky that their skin bounces back, Much has to do with age and length of time you have been overweight.
All the lotions in the world do not get rid of loose skin. Weightlifting...the muscle will fill out the areas but it won't get rid of it.
Your choice is plastics to have it removed, Some insurance will cover if you have documented rashes or mobility issues due to loose skin. Self pay is expensive. Some packages in mexico are cheaper.