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sabrinamena
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Posts posted by sabrinamena
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So you had to pay the whole $7,150 prior to surgery?
I think it ended up being about $5,000 to the hospital. And then the psych Eval was like $800. Stress test was $1,500. Dietitian was $300.
I had to pay the whole $7,150 but since some of the other stuff went towards it the whole amount didn’t have to go to the hospital.
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Were you expected to pay ur portion all at once or did they just bill you and you were given time to pay it off..ur topic was the same thing i'm concerned about
The hospital made me pay my whole portion... plus more after because the first amount was “just an estimate”.
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Sabrinamena; so they aren't going to pay fir the surgery? What % are they covering? [if i may ask]Sent from my SM-G930T using the BariatricPal App
Sorry I am barely responding! I decided to go with a different surgeon and I called the hospital that I will be having the surgery at, the hospital said I should expect to pay about $4,500 to them. Much better than what the other dr office had me expecting!
My insurance is 75/25 and my out of pocket is $7,150. Deductible is $750.
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I would call insurance in a few days. Mine was approved a week before I finally called. Who knows when they would have sent it. I have bcbsil and was waiting for the pre authorization as well
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That's you paying just about the full amount...what is your deductible if you don't mind me askingI have BCBSIL, they submitted my pre-authorization on Dec. 12 and was approved on Jan. 9.
Looks like it's going to still be about $10,000 for me though so we haven't set a date
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My deductible is $750 and my out of pocket is $7,150. Co-insurance is 75/25. I'm honestly kind of confused with all of it!
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My deductible is $750 and my out of pocket is $7,150. Co-insurance is 75/25. I'm honestly kind of confused with all of it!
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I have BCBSIL, they submitted my pre-authorization on Dec. 12 and was approved on Jan. 9.
Looks like it's going to still be about $10,000 for me though so we haven't set a date
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Yes I tried the estimator but my insurance approves on a case to case so it won't show the price after insurance.
Our website isn't very helpful at all!
Thank you guys for replying!
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No my insurance started over with the new year. My out of pocket is $7,150. I think the surgeon's office isn't telling me something right. Also, my deductible doesn't count towards the out of pocket. I've never had to deal with insurance other than my usual yearly PCP and obgyn so this is all like a foreign language to me.
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I was approved by my insurance (BSBCIL), but now I am very confused about what part of the cost I will be responsible for. My deductible is $750. Coinsurance 75/25. Out of pocket is $7,150.
When I spoke to the surgeon's office they said for example if I had surgery that day since I had not met my out of pocket that the hospital would ask for the entire $7,150. Which is a little (a lot) more than I was expecting.
I was under the impression that I would be responsible for the deductible, and then 25% after that until it reached out of pocket max?
Please help me understand!
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Question about out of pocket
in Insurance & Financing
Posted
You’re welcome