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thanks so much for ur reply. i have lots of questions. i have care credit and they are not giving me a big enough credit increase for the surgery and i dont have insurance right now but i will next month and with me being new to the policy i am not sure that they are going to cover it. i dont think that i am going to be able to get a loan because i dont have good credit. well i dont have any credit is the problem. i am scared of always vomiting and that is really the only thing that i am scared of.