Nouli

I wasn't told about any of the tests you mentioned and I haven't done anything yet. I just called the Union office to see if it was covered and what the procedure was. One rep told me one thing another told me different. I am exploring options at this point and curious how much self pay would be here in Chicago if my ins. turns me down.

I am not banded but working on it. We have BCBS through the Carpenters Union. I contacted the union office 2 weeks ago and asked them if the Lap Band was covered. The rep said yes, I need a letter sent from my doctor to the union which they turn the file over to Magellan Health Services, a third party, then they approve or deny. I asked if it's approved what next? I was informed that I would receive a letter and then schedule my surgery with the surgeon. WOW that was easy! Called again yesterday to ask a question and was told by a different rep that Lap Band is not covered only Bypass. Don't know what to do now. Where are you having the surgery for $5500.00?

I'm a 32 year old mother of two, I'm at 260 lbs & my BMI is 40. I have just started considering the band this week after my sister had a tummy tuck. I would not have considered surgery if she didn't have her proceedure done only because I feel that everyone would think that surgery is the easy way to go instead of getting my butt to the gym. I'm scared and worried & many other emotions going on in my head. I'm in Chicago and my hubby has Carpenters Union insurance and don't think that this surgery will be covered. How much does it cost out of pocket? What about the excess skin? I don't want to look like I'm wearing a skin bag or have my skin hanging like a curtain on me. Many Q's, no answers. I guess the best thing to do is talk about it and go and see a doctor. Any comments will be appreciated.