I'm considering the lap band surgery, but it won't be easy to get my insurance plan to cover it. I'll have to do the 6-month medically supervised diet, and hope that BCBS of IL will approve me after the diet. However, I have a $5,000 insurance deductible, and the cost of the diet (plus all the pre-op tests) will not be covered. So this is likely to cost me close to $10,000 WITH insurance coverage!!! Part of me says to skip the 6-month diet, and just have the lap band performed in Mexico, where I could get it done for about $7,500. But I'm afraid - what if there's a complication and I'm in a foreign country? Or what if a complication develops later, after I return to the US?
If I do go to Mexico, I'm inclined to go to Monterrey, just because it's closer to the Midwest (where I live), as opposed to Tijuana. Anyone have experience with Monterrey doctors? Should I go to Monterrey? Or should I play it safe and do the 6-month diet, and hope that my insurance approves it?
I'm considering the lap band surgery, but it won't be easy to get my insurance plan to cover it. I'll have to do the 6-month medically supervised diet, and hope that BCBS of IL will approve me after the diet. However, I have a $5,000 insurance deductible, and the cost of the diet (plus all the pre-op tests) will not be covered. So this is likely to cost me close to $10,000 WITH insurance coverage!!! Part of me says to skip the 6-month diet, and just have the lap band performed in Mexico, where I could get it done for about $7,500. But I'm afraid - what if there's a complication and I'm in a foreign country? Or what if a complication develops later, after I return to the US?
If I do go to Mexico, I'm inclined to go to Monterrey, just because it's closer to the Midwest (where I live), as opposed to Tijuana. Anyone have experience with Monterrey doctors? Should I go to Monterrey? Or should I play it safe and do the 6-month diet, and hope that my insurance approves it?