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optional insurance for mexico elective vsg



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Both my health plans don't cover bariatric surgery. My state doesn't mandate bariatric coverage. As a result I am looking at going with Corvala at hospital Angeles in Tijuana. If I have post op complications I believe my two health plans won't cover post op complications. Does anyone know of separate insurance policies I could buy that would cover post op elective surgery complications for vsg,

I'm not plugging the company below but I noticed that they do offer policies to cover complications from elective plastic surgery. I intend to see if they and or othe companies offer optional policies to cover post op complications from elective vertical sleeve gastrectomy VSG in Mexico. My tentative plans are to use Dr. Corvala at Hospital Angeles in June. I am concerned that if I return to the U.S. and have post op complications would my primary and secondary health policies in the U.S. give me a difficult time about payment for post op complications if my procedure was considered elective and in mexico.

If anyone has any experience or thoughts regarding this I would appreciate your comments.

http://www.cosmetassure.com/

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Here is another company with the type of insurance policy I'm referring to and there are several other companies that offer this coverage. What put me onto this is that Dr. Kelley who is a bariatric surgeon in Tijuana does VSG surgery sometimes at Hospital Angeles and other places in the TJ area offers Medical Tourism insurance as part of his package for an extra 250 dollars. It seems to me that it would be money well spent to have this coverage in case I get back to the u.s. and develop vsg related complications. I have a feeling my primary and secondary health insurance companies in the u.s currectly covering me would give me a hard time about paying for any complications related to an elective vsg. i would have better piece of mind having surgery in Tijuana if I had a policy like this to cover large unforseen medical bills due to vsg complications when i get back to the u.s. Note that I'm not pluging any of these companies. Just wondering if others have experience buying these type of policies for vsg surgery in Mexico.







MEDICAL TOURISM INSURANCE

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Why Buy Medical Tourism Insurance?

Whatever the reason you decide to pursue Medical Tourism, complications are always a possibility. When a medical procedure is performed abroad, there is normally no insurance coverage to protect you if you have complications.


Bordercross WorldwideSM medical tourism insurance is the first plan to help with the needs of a medical tourist. Our plan protects you for medical complications and provides travel assistance services.


Maximum Trip Length: 60 days



Bordercross Worldwide Key Highlights:

Medical Complications

Up to $50,000

Trip Cancellation

Up to $40,000 for you and your traveling companion for travel accommodations, including non-refundable expenses paid to the medical facility scheduled to perform the procedure, in the event you need to cancel your trip prior to your scheduled departure date

Medical Coverage

Up to $50,000 for acute illness and injuries for you and your traveling companion, which may arise on your medical tour

Medical Evacuation

Up to $100,000

Coverage

Available for medical procedures performed outside the United States

Travel Assistance Services

Included- Available 24/7/365

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You should try contacting your insurance company(s) directly to ask if post-op complications would be covered. I was assured they would when I contacted my insurance. The comparison they gave me was that it's like smoking. People choose to smoke and their insurance covers medical complications due to smoking. It's the same with people choosing to have elective surgery.

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