United Health Choice Plus -- Denial
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Don’t you mean WTF? My insurance company has approved me, but they are equally stupid. I just jumped into the pre diabetes range at my last checkup. My insurance would not cover seeing a nutritionist
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I just got my approval. All they needed was a copy of my sleep apnea diagnosis. I am waiting to hear back from the Hospital to schedule the surgery.
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I would go with your surgeon... they are experienced at this. The insurance companies do this hoping people will give up. Don't!
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Prior to attending the classes at my clinic, I checked with United Health and was told that my coverage included bariatric surgery for someone like me (39 BMI) that has co-morbidities. I thought I was home-free. I have a well-documented history of obesity, high blood pressure, elevated cholesterol and sleep apnea.
I went ahead and took the classes and then my surgeon's office applied for insurance pre-approval and I was flat-out denied. They said my co-morbidities are well-controlled by medication so there was no reason for the surgery. WTH????
My surgeon has requested a peer-to-peer review but I'm wondering if there's is any chance of getting an approval now.
Has anyone else had this same experience and what was your outcome?
Thanks!