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I am devastated

:think :think :think :think :think

I am looking for a loan and because I am a stay at home mom and don't make a lot of money I am not fiding any loans that I can afford. My plan was to get a personal loan and add to it my school loan and credit card along with the surgery and have one payment.

My husband filed for bankrupt a couple of years before we met and still recovering.

I feel like someone has given me a sentence to be overweight forever. I feel like my dreams of loosing the weight have been taken from me.

I cannot stop crying, my eyes are blood red and swollen.

My husband says to have faith that something is bound to happen. The quantity of money I need is not going to drop from the sky.

This sucks! I should have looked into the money before going forward with the surgery process. I have made plans accordingly, I have tasted Proteins, I even subscribed to WLS magazine.

:think :think :think

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Hey, I remember this post from a while back. I cut and pasted it for you. If it doesn't work, you can find it under the insurance links. Hope this helps.

Peace Out

T~:peace:

ProsperNLose user_offline.gif vbmenu_register("postmenu_410082", true);

Registered User

Join Date: Nov 2006

Age: 26

Posts: 39

icon14.gifThis Is How I Paid!

I have posted many posts,about how to get insurance approval or how to get a loan,I could'nt get either because of my credit score.I was watching ABC News:

C:My DocumentsAbcNewsProsper.htm

and they talked about People to People loans,borrowing from common people.

It's great and it did work for me.

The link to this site is below:

http://www.prosper.com/public/groups...e=ProsperNLose

__________________

This is how I finally got financed ,its so easy they are people to people loans.

Click on links below:

http://http://www.prosper.com/public...e=ProsperNLose

Prosper In the News(ABCNEWS):Bad Credit Borrowers Can Get Loans From You

http://abcnews.go.com/GMA/story?id=2923967&page=1

Every loan varies it's depending on you credit score, interest rate cap in your state and your ability to pay back the loan,everyone gets 3 yrs to pay back their loan typically.

Have you looked on the internet for medical procedure loans? I was able to find one several years ago when I was looking into a little plastic surgery. You might google it and see. The interest rate might be a little high but you could pay it off asap. :D Hope that helps. Good luck! Kelly

  • Author

Thank you all.

My credit is good but I stay at home and that is not considered a job. the interest with capitalone medical loans is 16.99 way to high. Bank of America only approved me for 10,000.00. Capital one's personal loans are better but by invitation only, I mailed them a letter asking them to invite me.

I am hoping to consolidate my student loan and credit card alongwith the surgery ( 14,500.00 for the surgery) I need 23,000.00 to cover all three.

or just find a super low interest medical loan.

I will keep you all updated.

Again, thank you for all your help.

Yeah,

I was self pay and went to Monterrey Mexico and it was just 8500.00 for absolutely everything and right now they're doing a special for 7500.00. I had to take out of savings and I didn't have the 23000.00 they wanted here plus here I checked with 4 different hospitals and the most anyone had done was less than 500 and my surgeon had done over 6000. I wish I knew something to help you. Keep trying though and don't give up.

  • Author

Mexico is too complicated for me I already looked into it. My daughters won't stay with anybody which means I have to bring them with me along with my parents to watch them and that is plane tickets and hotel and food and hours on a plane. I want to have surgery and go to my bed and rest and I rather have a local doctor that I can go to and knows me.

My doctor is a very reputable doctor, I cannot tell you how many lap bands he has done but he was an apprentice to one of the first gastric bypass doctors back in the 70's and they put their patients through the ringer with classes and nutritionists, support groups and writing a letter of understanding etc.... before he does the surgery.

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