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Hi, very new at this!!!

Hi everyone, I've really enjoyed reading about everyone's expriences with the lap-band. My doctor just sent all my medical information to my insurance company on Friday. I have Cigna PPO insurance. My only problem is that our insurance changes to BC/BS of GA at the end of Sept. Right now we have met all of our deductables, even our out of pocket one. So the surgery would be covered at 100%. Any advise on how to speed things up with Cigna? I sent them everything they requested. Six months of records from my doctor on my weight progress, letter from dietition, phys. therapist and from a psychologist. A letter of recomindation from OBGYN and my Chiropractor. (and blood work). Think that's going to cause any red flags?????

My weight right now is a whooping 205 and I'm 5 ft 2 in tall. My BMI is 37. I would love any advise from anyone, I really, really want to get this done. I read alot of wonderful things about everyones journey with the lap-band, I just want to join the lap- band club!!!!!!!

Thanks in advance for any help or advance.

TERRY

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I had Cigna PPO. I simply called them to ask the status of my request for approval. The guy I spoke with gave me his name so that I could ask for him directly if I called again. Luckily, I had my approval within one week of the time they received it, however I had some pretty serious co-morbidities. I'm 5'1 and weighed 250 with a history of blood clots in the legs and lung, systemic lupus, depression, etc, etc.

They're pretty tough, so I hear from others, but if your doc turned it in, I'd get on the horn tomorrow and see if they've recieved it and what the status is. Then, I'd ask how long you could expect to wait for an answer.

Hope this helps!

  • Author

Thanks for your repley, I'm planning on calling the insurance department starting Thursday. I have a silly question as well.

What is the little mail box next to my name mean and why is it sealed and everyone one else is open? Did I do something wrong when I signed in? And one more thought, I had a dream last night that my insurance company got on this web site and was reading EVERYTHING! (do think that ever happens?)

I'll keep you up to date on what I hear. Thank you do much for your support, I really needed to hear some good news.

Thanks again,

Terry

Well, maybe insurance companies do need to read these websites. Then they could see how positively the band is affecting people's lives.

:)

I don't think they have time to sit and read these websites. lol. If they did, I doubt they'd be vigilent enough to find any one particular person. If they do - I want their job! LOL

I don't see any mailbox by my name?

  • Author

Sorry, I meant an envelope not a mail box!!!! It my mean nothing, but I just wondering.

Thanks,

Terry

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