This Just Got Real! :)
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Where I live you have to go through the information session, meet with the bariatric doctor however many times your insurance tells you to, see your nutritionist, see your exercise person, have your psych eval, and have your other doctors sign off that you are candidate for your surgery and they deem it medically nessesary. Oh, and loose a little weight too. THEN you have your consult with the surgeon. Today was the "big day" with the surgeon and my support people!!! We again went over which procedure I would like, and why not the others. The insurance break down. For me it went something like this... Well, after everything is said and done hospital, anesthesia, blah blah it ends up being in the high 20k's. With your insurance your out of pocket is 1220.00. Blink:Blink... Insurance covers 90%. I knew that, but good to see in numbers, especially with a husband freaking about costs anyway.. He basically dictated my letter on the spot, told me "I haven't had to fight the insurance companies a lot lately", sent all my info back to the bariatric doctor to be sent off to Cigna by the end of the day... And the wait begins... I know it's paid for, once we get approval from Cigna we get a date! Could be middle to late August he said.... My new life will begin next month! In the car I started crying, and my mom asked me what was wrong, I said nothing at all, I'm just so happy that changes are coming. Just so happy to feel like I know it's going to happen if insurance cooperates. I meet the 40 BMI, did the hoops, and even have some co-morbidities. I feel like a shoe in, is that bad? Is that wrong? I don't want to rub anyone the wrong way, but I can only praise God for this.. God has made this process bearable. God has made those last 2 lbs I needed to meet goal to melt away after I just knew I gained some. I feel this is the way He's leading me, and it feels good to know.. I am sooo very excited, I can't begin to put into words!
That is all, have a good night! 