What r some things people wrote in their letters they sent to insurance company

What was the reason for denying you?

I was denied twice, my letters didn't help me. What helped was the doctor sent a letter on my behalf and my husband went to the HR department at his work. Both happened on the same day, the next morning we got an email saying I was approved. Now whenever I see my surgeon he say "persistence works" and I agree

What was the reason your husband went to HR and what difference did that make?

My husband went to HR because he was frustrated (putting it nicely) that we pay so much in insurance and that they kept denying me. He spoke to the HR rep who in turn contacted the insurance rep for his company. The HR rep was able to verbalize the situation and explained how this could benefit me long term. Pretty much simultaneously my surgeon sent an appeal letter and I was approved the next morning and had surgery 13 days later! So in truth I don't know if and or how much contacting HR helped, or if it was the surgeon or both that got me approved, but something worked!