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How long for BCBS federal approval?!

sheree212

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sheree212    21

sheree212
Posted

Hello everyone!

Ok sooo im sitting in pins and needles waiting on my approval from bcbs federal. Paperwork wad submitted on march 29th and today is april 4th and im still waiting. I have heard some people say it takes 2-3 days. I may be a little impatient but it seems luke my approval is taking forever! Can anyone tell me if they have bcbs federal how long an approval actually takes? Im worried that may deny me. I dont know why im worried but I am!

Thanks

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college_chick    20

college_chick
Posted

I'm waiting on my paperwork to be sent in, but I spoke to an insurance rep (I have bcbs fed basic) yesterday and she said it could take up to 30 days but you generally know in 2 weeks. Unless the need more records, but she said as long as you submit what they are asking for you should know soon. Good luck!

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CoachK    1

CoachK
Posted

Does anyone know the diff between basic and standard coverage for this surgery? Is there a diff in out of pocket?

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karen353    41

karen353
Posted

I have bcbs federal and my paperwork was faxed in on fri (3/8) and my surgeon"s office called me on mon (3/11) to say it was approved. I thought I was dreaming. It was approved very quickly.

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North25guy    4

North25guy
Posted

I have Blue Shield of California and it took 5-7 days to receive my approval.

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Shany_lee27    3

Shany_lee27
Posted

Did they submit after everything was complete, such as the 3 months dietary program?

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sheree212    21

sheree212
Posted

I have bcbs federal and my paperwork was faxed in on fri (3/8) and my surgeon"s office called me on mon (3/11) to say it was approved. I thought I was dreaming. It was approved very quickly.

That was quick. Its got me worried because im still waiting after paperwork being submitted on the 29th of march.

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sheree212    21

sheree212
Posted

I have Blue Shield of California and it took 5-7 days to receive my approval.

Ok 5-7days isnt bad. Im thinking maybe I shouldnt count the weekends.so maybe I will hear something this week.

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sheree212    21

sheree212
Posted

Did they submit after everything was complete' date=' such as the 3 months dietary program?[/quote']

Yes they submitted after everything was done. I was on top of everything and completed all the required tests and procedures rather quickly. If they need something else I wouldnt know what it could be.

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sheree212    21

sheree212
Posted

I'm waiting on my paperwork to be sent in' date=' but I spoke to an insurance rep (I have bcbs fed basic) yesterday and she said it could take up to 30 days but you generally know in 2 weeks. Unless the need more records, but she said as long as you submit what they are asking for you should know soon. Good luck![/quote']

Thats what they told me as well. Maybe im just being a little impatient.

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sheree212    21

sheree212
Posted

Does anyone know the diff between basic and standard coverage for this surgery? Is there a diff in out of pocket?

There isnt a difference in general. Maybe there is a deductible for one. I forget. I dont have a deductible I have basic.

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tlah    40

tlah
Posted

Soo I am very happy to report that today April 12 2013 at 130pm est I confirmed with my insurance company that I am ..... Approved! !!!!!!!

Basic has no deductible but there is 150 per night hospital stay and 150 surgeon fee. I got approved in two days. I'm a band revision. Bobs federal is one of the quickest and easiest to get approval. Congrats. My date is may 2

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sheree212    21

sheree212
Posted

Basic has no deductible but there is 150 per night hospital stay and 150 surgeon fee. I got approved in two days. I'm a band revision. Bobs federal is one of the quickest and easiest to get approval. Congrats. My date is may 2

Do you have to pay rhe 150 a night before or after surgery.

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tlah    40

tlah
Posted

Do you have to pay rhe 150 a night before or after surgery.

After they bill you

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Go To Topic Listing PRE-Operation Weight Loss Surgery Q&A

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