I wasn't quite sure where to post this, but I wanted to let you all know that I called my insurance provider today...just out of curiosity (lol) and I was told I was approved and that a letter had been mailed out to my home. I could literally pass out right now. It's like the reality of me getting the surgery has now actually hit me. My docs were submitted September 17th or 18th and Horizon BCBS made a decision on September 20th, mailed out my authorization letter on the 21st. That was quicker than I had anticipated. My surgery date is scheduled for November 9th. I am nervous as H*ll!!!!!!

Congratulations! Now the real waiting begins (surgery date)!

That is awesome! Congratulations!!! Also a Horizon BCBS customer, I hope mine is as smooth.

Wow thats crazy how you called out of curiosity and found out you were approved I'm sooooo happy for you! Congrats!

Congratulation! I am so excited for you! Good luck!

Does your deductible have to be met BEFORE they approve or deny?

Does your deductible have to be met BEFORE they approve or deny?

Paying deductibles and/or coinsurance isn't required to get approved. But you usually have to pay the surgeon and any other surgical staff (PA's, anesthesiologists, etc.) any outstanding deductible and/or coinsurance before they will perform the surgery!

I am also approved,just today the.nurse called . I am suppose to get a.call For the surgery. I am feeling pur Dee good.

Does your deductible have to be met BEFORE they approve or deny?

I know nothing about that. I verified that I am covered 100%, with the exception of any diagnostic testing or lab work. My blood work and other testing is not covered since I have exceeded my limits.

Thanks guys for your input. I meet with my surgeon today so I will ask my staff if they can help me