So I live abroad and it is my responsiblity to pay for all outpatient care and then submit a claim through my insurance.

So far I have completed blood work, cortisol screening, a ultra sound of my liver, pancreas and gall bladder, bone density scan, 1 psych eval, 1 NUT eval, endoscopy, a visit to the endocronoligist and more blood work, and paid for my initial surgery evaluation for a total billed amount of $1681.16.

I have only paid $297.47 out of pocket. Most of the bills have come within a few dollars of the insurances plan allowances.

I wonder if I was state side how much all this stuff would have cost? How much would the doctor bill vs. how much the insurance paid.

Just a thought.

When I'm all done, I will have paid about $1,000.00. My insurance pays 90%. My Dr., however, offers lifetime nutrionist and exercise trainer visits.... So that should be all that i pay- ever.

That is awesome live time exercise trainer! That is worth its weight in gold! I love working out with trainers. They make me do stuff i would never think of.

I hit my $2,500 deductible about half way into the pre-op tests. On top of that I have to pay 20% of each procedure and $75 per doctor's visit. It can really add up if you don't have a good insurance plan.

Wow!

I'm self pay in the uk £10,000 or $16,000!!!!!!

My SIL who has the same insurance as me (our hubbies work together) only paid a $12 copay and that was all she paid for the entire surgery. I'm assuming mine will be the same.

My SIL who has the same insurance as me (our hubbies work together) only paid a $12 copay and that was all she paid for the entire surgery. I'm assuming mine will be the same.

My SIL who is a teacher had the same thing. I really wish small business could afford those kind of benefits.

well being that I live abroad, I just wonder the differences in the billing as far as medical cost. I thought my endoscopy would be way more expensive but it was rather cheap.

Wow! I got sooo lucky, I have the best insurance ever....no copays at all, $5 prescriptions, chiropractic ( 30 visits a year @ $10 per visit) $35 E.R. visits. I had to pay $20 when I left the hospital for my 4 prescriptions....gotta love it!

Slight correction.... My Dr. Is $900 and my 10% for the hospital is $900.... So almost $2,000 total.

I am not sure what my totals will be after surgery. I know I have $150 copay per day. I also have to pay for some of the other fees in connection to my stay. I am keeping track though.

Do you have federal bcbs? I have paid 35 dollars for the surgery consult, 25 dollars for the psych, 75 for the outpatient endoscopy, the nut was self pay (she doesn't accept insurance) at 320 for 3 visits. The surgery itself will be 150 for the surgeon and 150 a day for the hospital stay... after 5 days, it's covered 100%

Yep, I do. I just have to prepay for everything and then BCBS/Fepblue reimburses me the plan allowance and I am responsible for any extra and the copays....so I am right under $300. BCBS did not cover my NUT appt at all. I was out $83 for that. My whole point was how much more health care is in the US. I don't think I could afford to pay for everything I have paid for out of pocket stateside. My doc here made me do bone density and endocrinlogist, so I have had a few extra appts. I am just surprise honestly how little I paid out of pocket.

edit to add: that also includes my echocardiogram and my ultrasounds...just nuts!

The thing that threw me over into the 400s was the nutritionist, and I had 3 visits with her. That is what bcbs told her was required ( still scratching my head on that), without that 135 bucks. Oh and i have to buy Optifast for preop diet 310 bucks.

Lucky for me, I did my pre-op at my job, so I only ended up paying for 1 visit.