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Insurance Changed Without Notice...ughhh!

So we have Kaiser through my hubby and he received a letter just last week stating they were going changing the deductible and the co-pay amount. We went from $10 co-pay to $35, and went from $0 on the hospital pay to $500. So now i have to pay for the Sleeve, I know it's less then what others have paid but dang $500 bucks when I was anticipating zero. The kicker is that all this went into effect on July 1st, and we didn't know until we received the letter last week.

Oh well.... :wacko:

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So we have Kaiser through my hubby and he received a letter just last week stating they were going changing the deductible and the co-pay amount. We went from 10 co-pay to 35' date=' and went from 0 on the hospital pay to 500. So now i have to pay for the Sleeve, I know it's less then what others have paid but dang 500 bucks when I was anticipating zero. The kicker is that all this went into effect on July 1st, and we didn't know until we received the letter last week.

Oh well.... :wacko:[/quote']

I trade you.... Mine was $5500 plus airfare.

I trade you.... Mine was 5500 plus airfare.

Same here! Insurance companies suck, but at least yours will pay for it

I understand your disappointment thinking it would not cost anything, however that's still awesome. I had to pay $14K, my insurance does not pay anything

For the surgery itself I will have to pay about 500 dollars out of pocket. 150 for the surgeon and 150 a day for inpatient stay of 2 days...plus medication co pays. I also had to pay for 3 Nut visits at 330, pre-op optifast at 220.00. Still i feel really lucky, that's all I have to pay. And I have federal employee insurance!

For the surgery itself I will have to pay about 500 dollars out of pocket. 150 for the surgeon and 150 a day for inpatient stay of 2 days...plus medication co pays. I also had to pay for 3 Nut visits at 330' date=' pre-op Optifast at 220.00. Still i feel really lucky, that's all I have to pay. And I have federal employee insurance![/quote']

You couldnt get Indian Health services to pick up the rest?

You couldnt get Indian Health services to pick up the rest?

Not all Indians have this benefit or have casino dividends. I doubt they would anyway.

That does stink but it's not too bad (of course, I'm not the one having to come up with it at the last minute!) I had a deductible of 2k with a maximum OOP of 4k. I've meet that this year so my sleeve should be "free" but that's how much I'd have to pay if I didn't already have some procedures this year.

Ndnrn, we dont have casinos, as we are in Nv, nor is ihs affiliated with per capita pmts. I know of some ppl who did get it paid, it might be worth your time to see if they will. If not, you're no worse off. Good luck!

Ndnrn' date=' we dont have casinos, as we are in Nv, nor is ihs affiliated with per capita pmts. I know of some ppl who did get it paid, it might be worth your time to see if they will. If not, you're no worse off. Good luck![/quote']

Thanks Cissiesue. I am working on the ipad ap while on vacation, so I don"t have access to full profiles. Didn' t realize you were a Native Sister. No per capita, BIA or casino money here, either. But like I said, happy to work for the feds and have the benefits I do. Wouln't be able to do it if I had to shell out 5000 to 14000 bucks. Keeping my fingers crossed I get this H Pylori out of my stomach, finish my 2 more nut visits and get approved for surgery sometime late sept, early Oct.

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