BCBS National Acct...denied, AGAIN!!!! HELP, what NOW!
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Ok, so I am totally upset, disappointed, confused...etc? I was denied by my insurance (bcbs-national acct) after an appeal because apparently I have to have a BMI of 50+ for the sleeve. I understand they are considering that the sleeve is usually done as a firt step for patients who will later receive a bypass, but obviously that's not me. I am approved for the bypass or the band but NOT the sleeve. I refuse to settle when I have been a faithful customer for YEARS with my insurance company. I have been diagnosed with pre-diabetes, asthma, joint problems; amongst other issues. I just don't know how to get past this stage. I was scheduled for surgery tomorrow and I had to get it moved to another month because of my denial. My BMI is currently 40.9. Does anyone know how I can get past this stage? I am thinking I need to write my own personal appeal letter explaining in detail my story. Do you think this may help!!?!!
Any ideas, suggestions would be greatly appreciated!!!! Thanks
Peace & blessings...