My Appeal worked!!!!!!!
- Replies 15
- Views 2.7k
- Created
- Last Reply
Top Posters In This Topic
-
Eureka-C 3 posts
-
M2G 2 posts
-
lotusrising 2 posts
-
FitatFifty 1 post
OMG! I am on top of the world. I have been waiting what seems like forever. I first started considering surgery and researching my options back in February after my latest diet failure on Alli and reaching my highest weight ever. :sad0:I went to some seminars in April and May, but was still unsure which surgery I wanted.
I finally went to the BSC in Dallas with Dr. Davidson (I had avoided his seminar because it was not free) and had a complete health screening along with a group information session and one-on-one session with the insurance coordinator, as well as a one-on-on consultation with the RN. Of course, I also met the surgeon. I loved the way they did things and completely answered all my questions. I decided on VSG. :001_smile:They applied to my insurance for approval for all three surgeries, and I was approved for RNY and band, but not VSG. (Insurance is BCBS CA even though I am in Dallas) I had a long cry :crying:and decided that if I could not have VSG, then I would wait, because I didn't like the other surgeries. My husband told me to research a loan, and I did, even got a loan approved. I decided with some support on here that I could appeal. If I lost the appeal, then I would do the second appeal (IMR), and only if I lost that would I get a loan. I set myself up for a long wait and soon was depressed, :sad0:quit trying on the diet the RN set up with the nut for me. I appealed, but did not get my hopes up too high. WELL...... Today was the 30 day mark after my appeal, so I called the insurance. The person who was over my appeal was out on vacation. ARGHHHH!!
I told myself that I wasn't going to give up. I would keep calling until somebody answered my questions. I called the number she left as a standby on her voicemail. That person was out of town as well. So I called the number she left as a standby on her voicemail. Finally I reached someone. They looked up my file and said I WAS APPROVED.
I won the appeal. I cannot believe it. The letter was mailed on the 28th so it should be here today, tomorrow or Monday. I actually screamed when she told me, then I told her. "I love you! Thank you!" I can't believe I said that. It just came out. Thank you to everyone out there that said to keep trying and gave me copies of their appeal letter. A copy of my letter is on my blog at From Thick to Thin