Hey everyone! New here, and new to this whole "process". I'm 22 and I've been over weight since I was like 10 [or earlier who knows]. I've never had trouble losing weight, I've had trouble keeping it off, and because I'm such a lucky lucky girl...when I gained it back...I was blessed with just a few more lbs each time. I know its so cool right? NOT!

So here I sit at 320lbs [last time I checked] down to my very last option. About a year ago I started looking into different WLS options and decided that I felt the most comfortable with the LAP-BAND®. So about 8 months ago I started working on getting myself healthier and just preparing myself mentally for taking the actual step.

I had planned on self paying from the beginning so I was never worried about all the insurance stuff [not that I have insurance anyway] so I was just going at my own pace. And then the financial situation changed drastically [as it always does] and I cant self pay anymore. I've applied for state insurance but who knows what or even if they'll cover, and its also kind of disheartening that I could have "wasted" 8 months doing my own thing because I've heard that some insurance companies have their own guidelines and stuff.

So pretty much all my "plans" went down the drain, even though I had no real plans...more of an idea...and now I just have no clue where to even begin!

Step 1. Apply for insurance. [Check]

Step 2. Ask someone else what step 2 is [Check :thumbup:]

Welcome! Welcome!

I'm new here, too. I had my first consultation on June 3. I don't have any advice to offer you for now, but I'd like to be a friend.

Check out my profile!

Much luck and happiness!!

Have you checked on financing? I know my surgeon has a finance company they work with for self-pay customers. I'm working on approval from my insurance company, but I plan to get the LAP-BAND® financed if my insurance denies me. I don't know why they would, but you never know.

Have you checked on financing? I know my surgeon has a finance company they work with for self-pay customers. I'm working on approval from my insurance company, but I plan to get the LAP-BAND®® financed if my insurance denies me. I don't know why they would, but you never know.

Ya, I checked on that with the surgeon my mom picked out [she used to work with him], and it would be cheaper to finance through my bank. I'm fearing that I'll be turned down for insurance PERIOD, which just sucks.