The same thing happened to me, two years ago halfway through the process I was informed that my employer had an exclusion of bariatric surgery for any reason. So, I decided to wait, save money, and educate myself as much as I could. During this time I met the man of my dreams who just so happens to have awesome insurance that does cover it, so after our wedding in October I will start the whole process over. If it's meant to be it will happen!