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tcbgirl
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Alisa, I am not sure what cigna's requirements are, but the standards are but I googled cigna and obesity requirements and this is what I found.
Effective Date............................9/15/2008
Coverage Policy
Bariatric surgery is specifically excluded under many CIGNA benefit plans and may be governed by state and/or federal mandates. Please refer to the applicable benefit plan document to determine benefit availability and the terms and conditions of coverage.
Unless excluded from the benefit plan, this service e is covered when the following medical necessity criteria are met.
Continued...see next post...Crystal