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Amazon73

Pre Op
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  1. Like
    Amazon73 reacted to catwoman7 in Help! VSG or Bypass   
    I know this doesn't help, but both good surgeries, and you'll find people on here who've been very successful with both.
    the discussion you'll have with your surgeon may be helpful - he/she may bring up some issues that you haven't thought of that may help you make your decision.
    it's tough, though. My decision was easier since I had GERD, but a lot of people have been faced with the same situation you're currently in. Hopefully your conversation with the surgeon will help you decide.
  2. Like
    Amazon73 reacted to GradyCat in Secondary insurance covered; primary - no   
    I used to be an insurance adjuster, so I know a little bit about this. Secondary won't pay anything that primary doesn't cover. They just prorate the underlying coverage.
  3. Like
    Amazon73 reacted to Sunshine Princess in Self pay- insurance doesn’t cover WLS   
    If your insurance doesn’t cover it and you have insurance through your workplace, your employer has decided to not provide the benefit. It is not the insurance company, but your plan design. Call BCBS of NC and ask if your plan has an exception program where you can see if your employer will make a one time exception to the plan and cover this.

    But please, it’s not the insurance company dictating you can’t have the surgery. It’s your employer’s plan design.
  4. Like
    Amazon73 reacted to Kbuzz in Self pay- insurance doesn’t cover WLS   
    My insurance BC/BS of North Carolina does not have any WLS benefit- I am trying to change jobs. I am going to ask the surgeon if they have a self pay option- thank you
  5. Like
    Amazon73 reacted to Queen ApisM in Self pay- insurance doesn’t cover WLS   
    I was self-pay as well, and it was never an issue at any of the practices I consulted with. Now, I will admit I was really stressed out about any complications happening since insurance probably wouldn't cover them but the risk of staying as overweight as I was at the time of surgery was definitely going to land me in the hospital at some point.
    Definitely talk to other practices and see what they say.
  6. Like
    Amazon73 reacted to liveaboard15 in Self pay- insurance doesn’t cover WLS   
    that is odd... I am self pay as well. My surgeon required a special insurance that i bought from the doctors office which covers anything that may go wrong for 6 months. It was like $1,200 but others in my area do not require it. My whole gastric sleeve was $18,000

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