blessedgirl80

My employer offers extended FMLA . However the law allows 12 weeks . Contact HR and see if they offer extended FMLA. If not look into a leave of absence..

The doctor office told me 6 month and insurance verified that I only needed 3 months. My policy was unique to my employer. I have Anthem BCBS their standard policy is 6 months of visits. The lady at the doctor office said she never heard of it. So I had the insurance company send a verification letter to me and I forwarded to the doctors office.

If it was a scam the insurance company wouldn't pay. #FACTS

Sent from my SM-J700T using the BariatricPal App

Just hold ur breath.

Sent from my SM-J700T using the BariatricPal App

Right the deductible doesn't but if you paid any copays that should count. Once u find out the contracted rate u will have a better idea. Try getting the procedure codes from your doctors office and call the insurance company. I don't want to give u any inaccurate information.

Sent from my SM-J700T using the BariatricPal App

Have you met any portion of your deductible? It should be any unmet portion of your deductible and 25% of the contracted rate for that procedure not to exceed your out of pocket maximum . I would find out what the contracted rate is. Some policies have hospital copays etc. Hopefully your out of pocket Max isn't that high.

Sent from my SM-J700T using the BariatricPal App

Don't forget it's not all about losing pounds. You can still lose inches without moving the scale. It's good to measure your waist etc every now and again.

Sent from my SM-J700T using the BariatricPal App

All policies are not the same. Your employer has the option to include or exclude weight loss surgery.

I have BCBS Anthem does not required supervised weight loss. But 6 months of attempts in the last 2 years. The doctor has to review info, approve and forward everything to the insurance company .

Sent from my SM-J700T using the BariatricPal App