Happy Loser

Hi i'm new to lapbandtalk and I was just reading to one of your posts, and I see that you barely got an insurance on 3/1/09 is your insurance covering for the tests you need to get done like right away from the effective date or you need to meet ur deducatable of 1500 first? Because i'm going to get an insurance next month its ANTHEM PPO with 1500 deducatable and lap is covered and the dr that i want is in network with the insurance ill be getting and the insurance said i need to wait 6 months in order to get any kind of surgery you think i can get it done sooner since im close to morbid obese? I have dr's appt on may 27 for consulatation hopefully i get some good news...if you can answer my questions i'd really appreciate it and GOOD LUCK TO YOU!